Lines of credit
- Amount
- $5K–$1M
- Term
- 6–24 months
Draw as needs come up, repay, then draw again. Made for vendor orders.
See costs and terms: Lines of creditCash advances for cannabis
Cash now for a share of future sales. It's not a loan, and it isn't for everyone. You'll see the total payback first.
Call or text (313) 329-7157- Every fee shown. Total cost, before you sign.
- No obligation. Stop anytime, no fee owed.
- Not a fit yet? Get a written plan to qualify.
What owners use it for
Short gaps with a clear way out.
- A vendor's COD discount
- A short cash gap
- Holiday inventory
- An urgent repair
- A tax bill
- Opening stock
How it works
Three steps, and you see every number.
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Step 1: Apply in 5 minutes
Share recent bank statements and license details. Sales history matters most here.
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Step 2: See total payback
Factor rate, total payback and the daily, weekly or monthly payment, before you agree.
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Step 3: Get the cash
Funds land, and a set amount or share of sales repays it until the total is paid.
What it costs, line by line
Every charge and when it hits. Your offer shows the exact figures before you sign.
| Item | Figure | When charged |
|---|---|---|
| Factor rate | 1.10–1.40 | Built into each payment |
| Early payoff | No penalty, plus discounts | Never |
| What we're paid | 0.05 factor points, paid by the funder | At funding, by the funder |
It's a good fit when
- You need a short bridge with a clear way to repay
- The return beats the cost, like a COD discount
- Your sales can support daily, weekly or monthly payments
- You have no other advances open
We'd tell you to pass when
- You'd need a second advance to cover the first
- It's for a long project like a build-out
- Regular payments would squeeze payroll
- You haven't compared the total payback
Questions owners ask
No. You sell a share of future sales for cash now, so it uses a factor rate, not an interest rate.
A factor rate sets your total payback: $20,000 at 1.18 repays $23,600. Typical rates run 1.10 to 1.40. It isn't an interest rate, so always compare offers by total payback and payment size.
A set amount, or a share of your sales, comes out daily or weekly until the total is paid.
Sometimes. Some advances offer an early payoff discount, and many don't. Your offer will say.
Maybe. We'll tell you honestly if a second one helps or just adds pressure.
Other ways to fund it
Different need? One of these may fit.
Equipment financing
- Amount
- $10K–$5M
- Term
- 24–60 months
Lights, HVAC and extraction gear now, with your cash kept for stock.
See costs and terms: Equipment financing
Term loans
- Amount
- $50K–$5M
- Term
- 12–60 months
One lump sum and fixed payments for a build-out or a new location.
See costs and terms: Term loansKnow the total payback before you take a dollar.
Five minutes to apply. No obligation to sign.