Lines of credit
- Amount
- $5K–$1M
- Term
- 6–24 months
Draw as needs come up, repay, then draw again. Made for vendor orders.
See costs and terms: Lines of creditEquipment financing for cannabis
Get the lights, HVAC or extraction gear now and pay it off while it earns. Your cash stays free for inventory and payroll.
Call or text (313) 329-7157- Every fee shown. Total cost, before you sign.
- No obligation. Stop anytime, no fee owed.
- Not a fit yet? Get a written plan to qualify.
What owners use it for
Gear that earns its keep.
- Grow lights
- HVAC and dehumidifiers
- Extraction equipment
- Packaging lines
- Security and vaults
- POS and displays
How it works
Three steps, and you see every number.
-
Step 1: Send your vendor quote
Share the quote and basic business details. Used equipment often works too.
-
Step 2: Compare real offers
Loan or lease, payment, buyout and every fee, laid out before you sign.
-
Step 3: Get your gear
The deal funds, the lender pays the vendor, and your payments start.
What it costs, line by line
Every charge and when it hits. Your offer shows the exact figures before you sign.
| Item | Figure | When charged |
|---|---|---|
| Rate or money factor | 9.5–25% APR | Built into each payment |
| What we're paid | 2.5%, paid by the lender | At funding, by the lender |
It's a good fit when
- The gear earns or saves more than its payment
- You have a vendor quote in hand
- It stays useful for the life of the deal
- You'd rather keep cash for inventory
We'd tell you to pass when
- The gear will be outdated before it's paid off
- You need cash, not equipment
- The vendor quote isn't final
- You can pay cash without squeezing operations
Questions owners ask
Often, yes. Lenders look at age, condition and resale value. Send the quote and we'll check.
It depends on the lender and your file. Down payments typically run 0–20% of the price.
With a loan, it's yours, and the lender holds a lien. With a lease, the lender owns it until you buy it out.
Often, yes. Get install and shipping on the vendor's quote and send it to us first.
It depends on the lease type. With a $1 buyout lease, it's yours for a dollar. With a fair market value lease, you can buy it at its current value, keep leasing or hand it back.
Other ways to fund it
Different need? One of these may fit.
Term loans
- Amount
- $50K–$5M
- Term
- 12–60 months
One lump sum and fixed payments for a build-out or a new location.
See costs and terms: Term loans
Merchant cash advance
- Amount
- $5K–$1M
- Term
- 6–18 months
Cash now for a share of future sales. Not a loan. Best for short gaps.
See costs and terms: Merchant cash advanceGet the gear without draining your cash.
Five minutes to apply. No obligation to sign.